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UNIVERSAL LIFE PRODUCTS

A Universal Life insurance policy combines two important elements: protection and savings.

TERM LIFE PRODUCTS

A life insurance policy can help to financially protect your loved ones in the event of your death.

CRITICAL ILLNESS

A critical illness product provides coverage that pays a lump sum benefit upon diagnosis of a critical illness or condition.



Interest Rate

Product
Date Range
Interest Rate
Platinum 4/1/03 - 11/30/04 6.00%
12/1/04 - 5/31/05 5.50%
6/1/05 - 2/28/09 5.00%
3/1/09 - 3/31/10 4.50%
4/1/10 - 5/31/11 4.25%
06/1/11 4.00%
Platinum Ultra 7/1/05 - 2/28/09 5.00%
3/1/09 - 3/31/10 4.75%
4/1/10 - 5/31/11 4.50%
06/1/11 - 10/31/11 4.00%
11/1/11 3.50%
Platinum Ultra II 1/1/12 3.00%
Optima 2/1/06 - 3/31/10 4.50%
4/1/10 - 5/31/11 4.25%
6/1/11 - 1-/31/11 3.75%
11/1/11 3.25%